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What (who) is increasing premium - definition

Premium Finance; Premium funding; Premium finance; Premium Financing Company; Premium Financing

Liquidity premium

In economics, a liquidity premium is the explanation for a difference between two types of financial securities (e.g.

https://en.wikipedia.org/wiki/Liquidity_premium

Risk premium

MINIMUM AMOUNT OF MONEY BY WHICH THE EXPECTED RETURN ON A RISKY ASSET MUST EXCEED THE KNOWN RETURN ON A RISK-FREE ASSET

Certainty equivalent; Risk Premium; Risk premia; Risk Premiums; Premium for risk; Certainty-equivalent

A risk premium is a measure of excess return that is required by an individual to compensate being subjected to an increased level of risk. It is used widely in finance and economics, the general definition being the expected risky return less the risk-free return, as demonstrated by the formula below.

https://en.wikipedia.org/wiki/Risk_premium

Premium-rate telephone number

TELEPHONE NUMBERS FOR CALLS THAT ARE CHARGED AT A HIGHER THAN NORMAL RATE

900 number; Area code 900; 1-900; Premium rate telephone number; 900 numbers; Premium rate; 1900 number; Premium number; Premium-rate number; Premium rate number; 976 numbers; Premium rate phone; 0900; International premium rates; Premium rate telephone line; Premium-rate telephone line; 900 area code; Interstate 976; Interstate 900; Nine-hundred service; 976 number; 976 telephone number; 976 phone number; 1-976; 900 phone number; 900 telephone number

Premium-rate telephone numbers are telephone numbers that charge callers higher price rates for select services, including information and entertainment. A portion of the call fees is paid to the service provider, allowing premium calls to be an additional source of revenue for businesses.

https://en.wikipedia.org/wiki/Premium-rate_telephone_number

Wikipedia

Premium financing

Premium financing is the lending of funds to a person or company to cover the cost of an insurance premium. Premium finance loans are often provided by a third party finance entity known as a premium financing company; however insurance companies and insurance brokerages occasionally provide premium financing services through premium finance platforms. Premium financing is mainly devoted to financing life insurance which differs from property and casualty insurance.

To finance a premium, the individual or company requesting insurance must sign a premium finance agreement with the premium finance company. The loan arrangement may last from one year to the life of the policy. The premium finance company then pays the insurance premium and bills the individual or company, usually in monthly installments, for the cost of the loan.

Typically, clients that engage in this transaction are age 29 to 75; with net worth of $5MM or greater. Premium financing is popular when interest rates are low.

https://en.wikipedia.org/wiki/Premium financing

Examples of use of increasing premium

1. "We were dealing with a culture that was placing an increasing premium on controlling emotion, particularly anger," he says.

2. Lawmakers are writing legislation they hope would help alleviate the problem, both by helping companies avoid defaulting on their pensions and by increasing premium payments.